Last updated: January 2026

PhoneEMI values your privacy and is committed to protecting your personal information.

1. Information We Collect

We may collect:

  • Name, phone number, email address

  • Delivery and billing details

  • Transaction and order information

  • Device, browser, and IP data

2. How We Use Your Information

We use your data to:

  • Process orders and EMI requests

  • Provide customer support

  • Send service-related updates

  • Improve platform performance and security

3. Data Security

  • Payments are processed via secure, encrypted gateways.

  • PhoneEMI does not store card or bank details.

  • Industry-standard security measures are used to protect user data.

4. Sharing of Information

We share data only with:

  • Payment gateways and banks

  • Sellers and logistics partners

  • Legal or regulatory authorities when required

We do not sell or rent personal data.

5. Cookies & Tracking

PhoneEMI may use cookies and similar technologies to improve user experience, analyze traffic, and personalize content.

6. User Rights

You may request access, correction, or deletion of your personal data by contacting [email protected].

7. Policy Updates

This policy may be updated periodically. Continued use of the platform constitutes acceptance of the updated policy.